: Total AUM reached ₹1.89 lakh Cr in 2025, up from ₹1.5 lakh Cr in 2024.
The company expects a further 23% growth in AUM for FY27, signaling confidence in the continued recovery and expansion of the financial services sector, according to ScanX.
By utilizing AI and Machine Learning , Chola provides its sales teams with better insights into customer profiles, leading to higher approval rates and faster disbursements. Achieving a "Phygital" Advantage
The performance is also a testament to trust. Being part of the Murugappa Group, which was founded in 1900 and has a global footprint, brings immense brand equity.
By streamlining the lead lifecycle, the app directly converts field effort into measurable loan disbursements through key capabilities:
Eliminates lead cold-out times and prevents double-allocation errors.
Forces real-time operational updates after meeting a prospective loan applicant.
Chola Sales Leap Top: How Tech and Automation Fuel Financial Growth
Technology acts as an accelerator, but diverse asset options drive actual numbers. Chola’s diversified approach protects its revenue streams from sector-specific slowdowns while capturing emerging credit demands across rural and semi-urban markets. 1. Vehicle Finance Core Dominance
In the high-stakes arena of Indian non-banking financial companies (NBFCs), few narratives are as compelling as a quiet giant finding a new gear. Cholamandalam Investment and Finance Company (Chola), the financial services arm of the Murugappa Group, has recently delivered a performance that has caught the market’s attention—not just for the numbers, but for the texture of its growth.
Could you clarify if you are referring to a in a Chola business app or perhaps a specific apparel item ? Chola Smart Sales - Programu zilizo kwenye Google Play
Despite the company's diversification, vehicle finance remains its largest and most vital business. As of December 31, 2025, the company’s total AUM stood at ₹2.42 lakh crore, registering a healthy 21% YoY growth. Within this, the core vehicle finance segment continued to lead, with Q4 disbursements of , driven by record-high sales in passenger vehicles and a recovery in the heavy commercial vehicle segment.
: The app provides a dashboard to view and update pending follow-ups, ensuring no potential customer is missed. Smart Allocation
